Article by Coconut If you’re a self-employed subcontractor working for a contractor, Construction Industry Scheme (CIS) tax rules apply. By law, the contractor must check the subcontractor’s CIS registration with HMRC and make tax deductions from their wages – 20% (if registered) or 30% (if not). Contractors can use HMRC’s online service or commercial CIS […]

A limited budget doesn’t have to hold back your ambitions. Even without big advertising campaigns or a full marketing team, you can still stand out and grow. With creativity, consistency, and smart use of free or low-cost tools, you can attract customers, strengthen your brand, and scale your business sustainably. Here are some affordable marketing […]

Article by PolicyBee The difference between freelance, sole trader and self-employed isn’t so much a question of yawning chasms. It’s more a matter of subtle nuances, with a healthy dose of overlap thrown in. In fact, it’s a bit like the difference between a Pink Lady, a Golden Delicious or a Cox’s Orange Pippin. At the […]